APR Rates & Loan Costs
LoansAndCredit.com is a lending network, NOT a lender. Our service is completely free and all repayment terms are between you and the lender. Each lender has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc.
After submitting your information, if you are matched with a lender, LoansAndCredit.com will redirect to the lender’s website where you will be able to review and agree to the terms and conditions of the loan. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. Please make sure that you respond in a timely manner to ensure that funds are deposited as quickly as possible.
Rates vary by state, applicant information and lenders. To see if you qualify and to see the rates associated with the loan, you must submit a free, no-obligation online application.
Once matched with a lender, carefully review the loan amount, fees and other details of the agreement. You are under no obligation to accept a loan until you agree with and e-sign the agreement.
We appreciate your business. Thank you for trusting us with your loan needs.
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make loans or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1000. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your loan, please contact your lender directly.
Residents of Arizona, Georgia, Massachusetts, Virginia & West Virginia are not eligible to apply for a loan on this web site. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice.
If you have any questions or concerns, you can reach us by emailing our Customer Support at support@LoansAndCredit.com, or by contacting us by telephone or postal mail at the contact information listed below.
Phone: 813-421-1589
Mailing Address:
LoansAndCredit.com c/o Credit Loan, LLC
Attn: Customer Support
235 Apollo Beach Blvd Suite #218
Apollo Beach, Florida 33572