All Infographics - The deceitful actions of credit card companies have been known by many cardholders who were held at the mercy of these banking giants and their screw you attitude. Luckily, as a result of the recent collapse in the finance industry, the government finally took action. With the recent passage of the Credit Card Accountability Responsibility and Disclosure Act, consumers now have new rules working in their favor to protect them against the outrageous fees sneakily imposed by credit card companies.